A Good/Effective Portfolio should contain all Investment Instrument should be in right proportion,That is the aim of Financial Planning.Investment made in Right Instrument at the right time for the right tenure will bring Financial Success.
All Instrument/Asset in a Portfolio should allocated as per their Risk & Age,this is the principles of Financial Planning.All Instrument are in right Proportion is the Good.
Portfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs.equity, domestic vs. international, growth vs. safety, and many other trade offs encountered in the attempt to maximize return at a given appetite for risk.
Investments can be classified as per the Needs & Tenure of Investment.
Short term Needs(1-3 Years)
Medium Term Needs(4-7 Years)
Long Term needs(Above 7 Years)
Short term Needs(1-3 Years)
Savings Bank Account
liquid Muual Fund
Recurring Deposit
Fixed Deposit
Medium Term Needs(4-7 Years)
Post Office Monthly Income Plan
Balanced Mutual Funds
ETF
LargeCap Funds/Stocks
LargeCap Funds/Stocks
Gold/Silver
Long Term needs(Above 7 Years)
LargeCap & MidCap Mutual Funds
Large Cap & Midcap Stocks/shares
ETF
Real Estate
Real Estate
Gold/Silver
Art & Collectors Items
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