Portfolio Management - Model Portfolios

Portfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs.equity, domestic vs. international, growth vs. safety, and many other trade offs encountered in the attempt to maximize return at a given appetite for risk.All Instrument/Asset in a Portfolio should allocated as per their Risk & Age,this is the principles of Financial Planning.All Instrument are in right Proportion is the Good Portfolio Management.

Assets/Instruments involved in Portfolio Management are

1. Stocks Related Investments

2.Debt/Fixed Income Instruments

3. Real Estate

4. Gold/Silver

                                   

Aggressive Growth Portfolio-21 to 41 Years

This is Wealth Creation Stage.

Financial Goals 

• Planning a Buy House in near Future

• Creating Long Term Wealth For Retirement/House   

Wealth Creation Stage-21 to 41 Years

Balanced Growth Portfolio-41 to 55 Years

This is Wealth Management Stage.

Financial Goals 

• Providing for Children Higher Education & Marriage

• Planning For Children Marriage

• Planning For Retirement

Wealth Management Stage- 41 to 55 Years

Conservative Portfolio- 55 Years & Above

This is Wealth Preservation Stage.

Financial Goals 

• Making Provisions for Higher Life Expectancy

• Medical Emergencies

• Financial Independence

Wealth Preservation Stage- 55 Years & Above

This is Portfolio s are all Age Groups,We should construct our Portfolio like this model according to our Age.Once in a year (or) two years Portfolio should be balanced to fetch good results.

There are some possibilities to lose some Opportunities due to limitations,But no Possibility losing our Investment.Investment Primarily gives a protection,Returns are secondary one.